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Over the course of 2020 and 2021, while COVID-era financial assistance programs were in effect, serious mortgage delinquencies experienced a 75% drop from their pre-pandemic rate. Fortunately, that figure has remained low even once those programs ended—likely the result of a strong job marke…

Although some unique, pandemic-related economic factors have contributed to the current state of the real estate market, some of the largest structural factors are generational. Baby boomers are increasingly choosing to age in place as they reach retirement, while millennials—now America’s l…

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